OIKONOMIKA : Jurnal Kajian Ekonomi dan Keuangan Syariah

The Influence of HDI, Per Capita Income, Population Growth on Poverty on Java Island in 2017-2022 with Zakat as a Moderating Variable

2024-08-04T02:49:08+00:00

This research aims to determine the effect of the Human Development Index, Per Capita Income, and Population Growth on Poverty on Java Island in 2017-2022 with Zakat as a Moderating Variable. This type of research is quantitative research with a population, namely the Province of Java Island. Meanwhile, the sample for this research was determined using the Saturated Sampling method with criteria determined by the researcher so that a sample of 36 samples from 6 provinces were obtained during the observation period (2017-2022). The type of data used is panel data. The analytical methods used include descriptive tests, statistical tests, stationary tests, multiple regression tests, T-tests, F tests, R² tests, classical assumption tests, and MRA tests. The Moderated Regression Analysis (MRA) test uses Eviews 10 data processing software. The results of the research partially show that the Human Development Index variable has a negative and significant effect on poverty and Per Capita Income has a negative and significant effect on poverty. Based on the Moderated Regression Analysis (MRA) test, shows that the interaction of Zakat is unable to moderate the influence of the Human Development Index, Per Capita Income, and Population Growth.

Etika Bisnis dalam Islam: Dampak dan Analisis Jual Beli Thrifting

2024-08-04T03:16:32+00:00

Thrifting merupakan suatu aktivitas penghematan konsumsi suatu barang yang disematkan kepada barang-barang bekas impor. Praktik jual beli barang thrifting semakin menjamur di Indonesia akibat konsumsi masyarakat yang lebih mementingkan gaya hidup tanpa melihat berbagai dampak negatif yang ditimbulkan. Penelitian ini berfokus mengkaji dampak dan analisis jual beli thrifting menurut etika bisnis dalam Islam. Penelitian ini merupakan penelitian kualitatif dengan pengumpulan data melalui melalui metode studi pustaka dan dianalisis secara deskriptif analitis. Hasil penelitian menunjukkan bahwa dampak dari praktik jual beli thrifting di Indonesia adalah adanya kerugian yang dialami negara pengimpor, adanya kandungan thrifting yang berbahaya bagi kesehatan dan timbulnya kerusakan lingkungan. Jual beli thrifting impor dalam kajian ekonomi Islam juga dilarang akibat cideranya syarat sah jual beli dan melanggar etika bisnis islami. Barang thrifting merupakan barang ilegal sehingga tidak memenuhi ijab dan qabul, thrifting juga dapat membahayakan diri sendiri dan menimbulkan kerusakan lingkungan. Oleh karena itu dapat dikatakan bahwa jual beli barang thrifting impor hanya dapat mendatangkan kemudharatan. Adapun solusi yang dapat diberikan pada praktek jual-beli thrifting adalah meningkatkan rasa cinta pada produk dalam negeri, pengadaan sosialisasi mengenai bahaya mengkonsumsi barang bekas, pemberian subsidi ekspor kepada industri tekstil dan produk tekstil, pemberian sanksi bagi penjual maupun pembeli produk thrifting melalui regulasi yang responsif dan afirmatif oleh pemerintah Indonesia.

Taxes and Islamic Philanthropy: Unlocking the Potential of Waqf in Individual Tax Reductions

2024-08-05T10:57:03+00:00

Waqf, which is a form of Islamic philanthropy based on the principles of social justice and wealth distribution, has great potential to influence tax structures and government policy. This study examines the potential for integration between the tax system and Islamic philanthropy, with a focus on utilizing the concept of waqf as an instrument to reduce individual tax burdens. The research method is a literature survey of more than 20 articles related to social funds sourced from waqf as a strength of Islamic philanthropy by trying to study and analyze using qualitative methods. The results of the research are that there are five strategies that can be implemented within the framework of waqf cooperation with taxes. First, waqf assets that have been developed and have added value are entitled to tax benefits. Second, the results of cash waqf investments are eligible for tax incentives. Third, waqf assets may qualify for income tax exemption. Fourth, provide tax benefits to waqf donors. Lastly, provide tax incentives to business actors who help waqf institutions or movements. So the potential of waqf as a tax reduction instrument can be optimized, providing significant benefits for Muslim communities and driving the sustainable growth of Islamic philanthropy.

The Influence of ZIS Literacy and Trust on The Decision to Channel ZIS Through Digital Payment at LAZISMU in Makassar City

2024-08-07T00:01:25+00:00

Zakat, Infaq, and Sadaqah (ZIS) not only constitute an obligation for Muslims but also play a crucial role as an alternative source of state financing, capable of stimulating economic activities and enhancing individual purchasing power. The distribution of ZIS acts as a balancing instrument in the financial economic sector of society, referred to as al-maliyah al-ijtima'iyah, which supports communal welfare. This study aims to examine the influence of ZIS literacy and trust levels on the use of digital payment methods for the distribution of ZIS. A quantitative approach is employed, with respondents comprising mustahik from Lazismu Makassar, as well as muzakki and munfiq who utilize digital payments. Data is gathered through questionnaires and analyzed using tests for convergent validity, discriminant validity, composite reliability, and structural model evaluation. The findings indicate that ZIS literacy has a positive and significant effect on the decision of muzakki and munfiq to channel ZIS through digital payments, with an original sample value of 0.325 and a P-value of 0.000. Trust is also found to have a positive and significant impact on the use of digital payment for ZIS distribution, with an original sample value of 0.647 and a P-value of 0.000. Both trust and ZIS literacy play essential roles in enhancing the use of digital payments, facilitating the distribution process, and strengthening the effectiveness of ZIS collection. The study concludes that improving ZIS literacy and trust in zakat management institutions can encourage more muzakki and munfiq to adopt digital payment methods, thereby supporting efficient ZIS management and maximizing the positive impact on community welfare.

Peran Wakaf Digital dalam Mencapai Tujuan Pembangunan Berkelanjutan (SDG’s)

2024-08-07T00:14:32+00:00

Waqf as one of the Islamic financial instruments has a strategic role in advancing the welfare of society and contributing to sustainable development. It has a strong relevance to the SDGs. Digital-based waqf is the collection and management of waqf by utilizing technology and digital platforms as an effort to accelerate the transformation of productive waqf so that it can be more effective, efficient, and transparent. Through a descriptive qualitative approach with secondary data from literature study analysis, waqf has an important role in achieving sustainable development through various means. Waqf as a permanent donation for social and religious welfare, supporting education, improving access to healthcare, contributing to economic empowerment through productive waqf, and waqf can fund projects that support environmental preservation. The implementation of digital waqf involves the development of a digital platform that allows donors to conduct waqf online through a website or mobile application. The platform facilitates the donation process, tracking, and reporting on the use of waqf funds. Examples of the application of this technology can be seen in initiatives such as Waqf Chain, which uses blockchain to manage waqf assets.Smart contracts are used to automatically execute waqf agreements. Crowdfunding platforms are also used to raise waqf funds from the wider community, enabling participation from various walks of life. Digital wallets and electronic payment methods are integrated to make it easier for donors to make waqf contributions. However, many people still lack understanding and education about the concept of digital waqf and the benefits that can be derived from it, and tend to be skeptical of the use of new technology in waqf management. Therefore, intensive and continuous education is needed to increase public awareness and participation in digital waqf.

Kontestasi Start-up Ojek Online di Indonesia: Strategi Promosi Digital Gojek, Grab, Indriver, dan Maxim

2024-08-07T02:38:51+00:00

Di era digital saat ini yang mana segalanya diinginkan secara cepat dan efektif. Adanya digitalisasi membuat bisnis jasa saat ini semakin berinovasi dan beragam. Tentunya telah berpengaruh pada meningkatnya permintaan dalam bidang transportasi. Gojek, Grab, InDriver dan Maxim merupakan bentuk pembaharuan transportasi yang hadir sebagai solusi hingga saat ini. Dengan adanya berbagai aplikasi ojek online yang semakin beragam menjadikan kontestasi aplikasi ojek online dalam melakukan strategi promosi digital kian meningkat. Gojek sebagai puncak klasemen dengan pengguna aplikasi tertinggi menjadi acuan dalam melakukan strategi promosi. Berbagai promosi dan iklan pada media digital yang ditawarkan dapat menjadikan daya tarik baik pada Gojek, Grab, InDriver, dan Maxim. Penelitian ini membahas tentang kontestasi antar aplikasi ojek online dalam melakukan strategi promosi digitalnya. Jurnal ini menggunakan metode penelitian kualitatif yang bersifat pustaka. Teknik analisis yang digunakan adalah teknik analisis yang dikenalkan oleh Miles dan Huberman yaitu reduksi data, penyajian data, dan penarikan kesimpulan.

Strategies to Inelasticize the Halal Food Industry in Indonesia

2024-08-28T01:08:51+00:00

This research has three main objectives. First, to analyze the potential and prospects of the halal food industry in Indonesia. Second, analyze the elasticity of the halal food industry in Indonesia. Finally, formulate a strategy to inelasticize the halal food industry in Indonesia. The research approach used in this study is mixed methods, which combines quantitative and qualitative research. There are several important findings in this study. First, the potential and projection of the halal food industry in Indonesia, which is based on estimates for 2021, continues to grow. Second, the factors that influence the demand for halal food in Indonesia are income, price, advertising, and halal labeling, and the highest -lowest short-term elasticity values are price elasticity, halal labeling, advertising, and income. Finally, the strategy to inelasticize the halal food industry in Indonesia is divided into two, namely priority strategies and supporting strategies. Priority strategies include: Maintain the stability of people's income; Increase production efficiency (technical efficiency and price efficiency); Improve the quality of Human Resources (HR) and technology improvement; Application of tax incentives; Improving the quality and quantity of advertising; Socialization of halal labeling; Halal certification management; Development of halal supply; Development of halal logistics. Supporting strategies consisting of Need for innovation in the development of halal food industry products; Guarantee of legal certainty and quality of halal food products; Increased ease of location and access; Service innovation; Improved facilities.