Japar, Rahayu, and Abdul Wahab. “The Influence of ZIS Literacy and Trust on The Decision to Channel ZIS Through Digital Payment at LAZISMU in Makassar City”. OIKONOMIKA : Jurnal Kajian Ekonomi dan Keuangan Syariah 5, no. 1 (August 22, 2024): 40-51. Accessed April 18, 2025. https://e-journal.iainfmpapua.ac.id/index.php/oikonomika/article/view/1084.