Japar, R. and Wahab , A. (2024) “The Influence of ZIS Literacy and Trust on The Decision to Channel ZIS Through Digital Payment at LAZISMU in Makassar City”, OIKONOMIKA : Jurnal Kajian Ekonomi dan Keuangan Syariah, 5(1), pp. 40-51. doi: 10.53491/oikonomika.v5i1.1084.