Pembiayaan Syariah Dalam Mendukung Perdagangan Global: Kajian Prinsip Syariah Dan Regulasi Internasional

Authors

  • Johan Dwi Sutikno Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung, Indonesia
  • Hania Nuril Aida Rochmah Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung, Indonesia
  • Rokhmat Subagiyo Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung, Indonesia
  • Muhammad Aswad Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung, Indonesia
  • Qomarul Huda Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung, Indonesia

DOI:

https://doi.org/10.53491/oikonomika.v6i2.1770

Keywords:

Halal Industry Supply Chain, Islamic Letters of Credit (Sharia L/C), Global Economic Uncertainty, Halal Export Competitiveness, International Trade Finance

Abstract

This study explores the role of letters of credit in supporting global halal trade and how they are regulated in international markets, focusing on halal product exports and the factors that influence them in the context of global economic uncertainty. This article aims to analyze how global economic uncertainty can affect the continuity of halal product exports and imports and how L/C contributes to reducing financial risks and strengthening the competitiveness of the halal industry in the international market. This study uses a qualitative approach based on previous research obtained from the Publish or Perish and Google Scholar databases between 2020 and 2025, resulting in 19 relevant articles that were analyzed using a narrative review approach. Furthermore, this has led to a finding that shows that the potential of the global halal industry market has increased significantly, mainly driven by the number of Muslims worldwide, as well as halal lifestyle behaviors and halal awareness, which are also key factors. Then, companies that openly engage in the export and import of halal products using sharia L/C financing are not yet widely found. Furthermore, from a sharia perspective, the application of letters of credit refers to the DSN-MUI fatwa on Sharia Import L/C. The findings of this study are expected to provide insights for business actors and regulators in optimizing the use of L/C as a financial instrument that supports halal trade in accordance with sharia principles and international regulations.

Downloads

Download data is not yet available.

References

Al amaren, E. M., Nor, M. Z. bin M., & Ismail, C. T. B. M. (2020). Risks and Remedy in Islamic and Conventional Letter of Credit: Jordanian Practices. International Journal of Islamic Economics, 02(01), 54–68. https://doi.org/10.32332/ijie.v2i01.2065

Azhari, M., & Setyowuni, A. (2024). Analisa Pembayaran Internasional Melalui Letter of Credit Terhadap Perdagangan Ekspor Batubara Pada PT. Mandiri Intiperkasa. Aliansi : Jurnal Manajemen Dan Bisnis, 18(2), 217–226. https://doi.org/10.46975/aliansi.v18i2.526

Berita. (2024). Perkembangan Regulasi Halal di Negara-negara ASEAN. In Sertifikasi Halal Indonesia (Berita Hal). Sertifikasi Halal Indonesia. https://sertifikasihalalindonesia.com/2024/12/perkembangan-regulasi-halal-di-negara-negara-asean/

Busaule, C. K., & Awuor, P. E. (2024). Selected Non – Funded Products and Trade Finance Income among Commercial Banks in Kenya. International Journal of Research and Innovation in Social Science, VII(XII), 1990–1997. https://doi.org/10.47772/IJRISS.2023.7012153

Choirunnisa, B. R., & Anjani, T. (2025). Analisis Yuridis terhadap Keabsahan Letter Of Credit sebagai Instrumen Pembayaran dalam Transaksi Ekspor-Impor di Indonesia. Jurnal Hukum Lex Generalis, 6(1), 1–22. https://doi.org/10.56370/jhlg.v6i1.848

Evenett, S. J. (2019). Protectionism, state discrimination, and international business since the onset of the Global Financial Crisis. Journal of International Business Policy, 2(1), 9–36. https://doi.org/10.1057/s42214-019-00021-0

Feriyanto, A. (2015). Perdagangan Internasional: Kupas Tuntas Prosedur Ekspor Impor. Pustaka Baru Press.

Gumilar, P. (2019). JPFA Bidik Pasar Ekspor Produk Halal. In Bisnis.com.

Julianto, J., & Helvira, R. (2022). Peran Sistem Informasi Manajemen Bank Syariah Indonesia dalam Membantu Peningkatan Perekonomian dan Bisnis di Era Digital. OIKONOMIKA: Jurnal Kajian Ekonomi Dan Keuangan Syariah, 3(2), 144–155. https://doi.org/10.53491/oikonomika.v3i2.637

Jurjani, A., & Maryam, E. N. (2024). Perbandingan Konsep Letter of Credit Syariah Menurut DSN MUI dan Akad Kafalah dalam Surat Edaran Bank Indonesia. Journal of Islamic Studies, 3(2), 29–38. https://jurnalsains.id/index.php/maslahah/article/view/164?utm_source=chatgpt.com

Kholik, J. A. (2017). Letter of credit (LC) dalam perspektif fiqh dan alternatif LC dalam bank syari’ah. Wadiah, 1(2), 41–71. https://doi.org/10.30762/wadiah.v1i2.1281

Mansyur, F., Malik, A., & Alrasyid, H. (2025). Boycott of Israel Products in Islamic Economic Perspective: An Analysis of Muslim Consumers in Makassar City. OIKONOMIKA : Jurnal Kajian Ekonomi Dan Keuangan Syariah, 6(1), 43–52. https://doi.org/https://doi.org/10.53491/oikonomika.v6i1.1012

Maulana, I. (2020). Aplikasi Akad Wakalah dalam Letter of Credit Bank Syariah Mandiri. Jurnal Asy-Syukriyyah, 21(02), 175–193. https://doi.org/10.36769/asy.v21i02.117

Miftakhul Huda. (2024). Penerbitan Letter of Credit Sebagai Jaminan Pembayaran Perdagangan Exim dalam Perspektif Syariah. Salimiya: Jurnal Studi Ilmu Keagamaan Islam, 5(1), 51–60. https://doi.org/10.58401/salimiya.v5i1.1320

Noval Madani, A., Havas Asyari, M., & Saifi Afandi, A. (2022). Export and Import Procedure with Letter of Credit. ASIAN Economic and Business Development, 4(1), 91–98. https://doi.org/10.54204/AEBD/Vol4No1July2022014

Puneri, A. (2021). Conventional and Islamic Letter of Credit: Comparison and Implementation. Airlangga International Journal of Islamic Economics and Finance, 4(2), 124–142. https://doi.org/10.20473/aijief.v4i2.23048

Rahmawati, Husni Thamrin, & Zulfadli Nugraha Triyan Putra. (2022). Overview Industri Halal di Perdagangan Global. Syarikat: Jurnal Rumpun Ekonomi Syariah, 5(2), 72–81. https://doi.org/10.25299/syarikat.2022.vol5(2).9657

Sa’diyah, H. (2024). Fatwa Dsn-Mui Terhadap Akad-Akad Dalam Letter Of Credit (L/C) Impor Dan Ekspor Syariah. Research Journal of Accounting and Business Management, 8(1), 1. https://doi.org/10.31293/rjabm.v8i1.7692

Salvatore, D. (2020). Growth and trade in the United States and the world economy: Overview. Journal of Policy Modeling, 42(4), 750–759. https://doi.org/10.1016/j.jpolmod.2020.03.001

Sinaga, M. P. P. M. (2024). Analisis Penerapan Ujrah dalam Akad Kafalah Bil Ujrah Letter of Credit Syariah. Journal of Scientech Research and Development, 6(1), 650–657. https://doi.org/10.56670/jsrd.v6i1.395

Soehardi, D. V. L. (2023). Peran Pendidikan Ekonomi Syariah Dalam Penerapan Halal Lifestyle. OIKONOMIKA : Jurnal Kajian Ekonomi Dan Keuangan Syariah, 4(2), 93–104. https://doi.org/10.53491/oikonomika.v4i2.532

Sugiyono. (2012). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. CV Alfabeta.

Suhendar, M. (2020). Penerapan Hybrid Contract Pada Letter Of Credit. Jurnal Ilmu Akuntansi Dan Bisnis Syariah, II(01), 111–122.

Suryanto, S., & Kurniati, P. S. (2022). Analisis Perdagangan Internasional Indonesia dan Faktor-Faktor yang Memengaruhinya. Intermestic: Journal of International Studies, 7(1), 104. https://doi.org/10.24198/intermestic.v7n1.6

World Bank. (2021). Islamic Trade Finance: An Opportunity for Malaysia. August, 1–104.

Published

2025-12-31

How to Cite

Sutikno, J. D., Rochmah, H. N. A. ., Subagiyo , R. ., Aswad, M. ., & Huda, Q. . (2025). Pembiayaan Syariah Dalam Mendukung Perdagangan Global: Kajian Prinsip Syariah Dan Regulasi Internasional. OIKONOMIKA : Jurnal Kajian Ekonomi Dan Keuangan Syariah, 6(2), 146-161. https://doi.org/10.53491/oikonomika.v6i2.1770