Optimization of Humanitarian Programs in Fulfilling the Expenses of Husbands who are Unable to Work (Case Study of BAZNAS Kab. Bone)

Optimasi Program Kemanusiaan dalam Memenuhi Biaya Suami yang Tidak Mampu Bekerja (Studi Kasus BAZNAS Kab. Bone)

Abstract

This research is titled Optimizing Humanitarian Programs in Meeting the Needs of Husbands Unable to Work (Case Study of BAZNAS Bone Regency). The main objective is to analyze the effectiveness of BAZNAS Bone Regency’s humanitarian programs in supporting mustaḥiq families, especially those who have lost their main provider due to the husband’s inability to work caused by illness, old age, or disability. The study uses a qualitative descriptive approach with normative-theological, juridical, and sociological analyses. Data were collected through interviews, observations, and documentation. The findings show that BAZNAS’s program contributes significantly by providing both consumptive zakat (basic food packages, monthly cash) and productive zakat (business capital, skills training). While consumptive aid addresses basic needs, productive aid promotes economic independence. Challenges remain, such as limited funds, lack of recipients' technical skills, and poor market access. Optimization requires accurate identification of mustaḥiq, intensive mentoring, and cross-institutional collaboration. Overall, the program aligns with the principles of maqāṣid al-syarī‘ah, especially in preserving life and encouraging the economic self-reliance of dhuafa families.